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Plain-English guides to help UK business owners understand their options before they borrow.
How the government-backed Growth Guarantee Scheme works, who it is for and what changed in 2026.
Getting a business loanHow to get a business loan: a step-by-step guideA practical walk-through of getting a business loan, from working out what you need to comparing offers.
Credit and eligibilityWhat lenders look for when you apply for a business loanAffordability, accounts, bank statements, credit, security and directors: what lenders check and why.
Types of financeSecured vs unsecured business loans: what’s the difference?How secured and unsecured business loans differ, what each is suited to and how to choose.
Getting a business loanDocuments you need for a business loanA checklist of the paperwork lenders usually ask for, and how to get it ready before you apply.
Credit and eligibilityBusiness loans with bad credit: what you need to knowHow lenders view defaults, CCJs and missed payments, what may still be possible and what to watch out for.